Call reports 2026
CITIZENS STATE BANK, THE — 2026
What CITIZENS STATE BANK, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 452,672,000 | 450,637,000 |
| Total loans | 224,035,000 | 224,310,000 |
| Allowance for loan losses | 3,413,000 | 3,413,000 |
| Securities available for sale | 175,686,000 | 182,821,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 386,628,000 | 382,281,000 |
| Interest-bearing deposits | 294,437,000 | 296,262,000 |
| Noninterest-bearing deposits | 92,191,000 | 86,019,000 |
| Equity capital | 56,345,000 | 58,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 4,961,000 | 10,224,000 |
| Interest expense | 762,000 | 1,533,000 |
| Net interest income | 4,199,000 | 8,691,000 |
| Noninterest income | 490,000 | 1,046,000 |
| Noninterest expense | 2,926,000 | 5,868,000 |
| Provision for loan losses | 0 | 0 |
| Pretax income | 2,451,000 | 4,665,000 |
| Income tax | 505,000 | 894,000 |
| Net income | 1,946,000 | 3,771,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 63,620,000 | 64,694,000 |