Call reports 2024
CITIZENS STATE BANK, THE — 2024
What CITIZENS STATE BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 435,844,000 | 431,944,000 | 430,961,000 | 434,259,000 |
| Total loans | 224,935,000 | 233,559,000 | 230,314,000 | 243,525,000 |
| Allowance for loan losses | 3,419,000 | 3,412,000 | 3,412,000 | 3,405,000 |
| Securities available for sale | 164,694,000 | 157,057,000 | 158,957,000 | 151,210,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 376,720,000 | 376,227,000 | 370,067,000 | 368,208,000 |
| Interest-bearing deposits | 291,223,000 | 288,436,000 | 277,474,000 | 278,584,000 |
| Noninterest-bearing deposits | 85,497,000 | 87,791,000 | 92,593,000 | 89,624,000 |
| Equity capital | 45,677,000 | 46,138,000 | 50,407,000 | 48,455,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 4,714,000 | 9,300,000 | 14,168,000 | 18,946,000 |
| Interest expense | 625,000 | 1,370,000 | 2,084,000 | 2,855,000 |
| Net interest income | 4,089,000 | 7,930,000 | 12,084,000 | 16,091,000 |
| Noninterest income | 524,000 | 1,184,000 | 1,771,000 | 2,296,000 |
| Noninterest expense | 2,888,000 | 5,767,000 | 8,628,000 | 11,215,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,598,000 | 4,162,000 | 6,067,000 | 8,046,000 |
| Income tax | 541,000 | 792,000 | 1,131,000 | 1,254,000 |
| Net income | 2,057,000 | 3,370,000 | 4,936,000 | 6,792,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,684,000 | 57,246,000 | 58,063,000 | 59,169,000 |