Call reports 2023
CITIZENS STATE BANK, THE — 2023
What CITIZENS STATE BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 469,571,000 | 451,140,000 | 453,125,000 | 439,774,000 |
| Total loans | 210,552,000 | 219,865,000 | 224,013,000 | 217,738,000 |
| Allowance for loan losses | 3,349,000 | 3,345,000 | 3,334,000 | 3,334,000 |
| Securities available for sale | 215,115,000 | 190,222,000 | 174,133,000 | 178,762,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 415,897,000 | 398,159,000 | 403,127,000 | 384,486,000 |
| Interest-bearing deposits | 320,248,000 | 306,002,000 | 293,543,000 | 289,296,000 |
| Noninterest-bearing deposits | 95,649,000 | 92,157,000 | 109,584,000 | 95,190,000 |
| Equity capital | 41,047,000 | 40,633,000 | 37,332,000 | 44,955,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 4,328,000 | 8,688,000 | 13,242,000 | 18,596,000 |
| Interest expense | 420,000 | 903,000 | 1,488,000 | 2,109,000 |
| Net interest income | 3,908,000 | 7,785,000 | 11,754,000 | 16,487,000 |
| Noninterest income | 476,000 | 983,000 | 1,471,000 | 2,025,000 |
| Noninterest expense | 2,777,000 | 5,450,000 | 8,172,000 | 10,669,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,023,000 | 3,711,000 | 5,494,000 | 8,306,000 |
| Income tax | 365,000 | 658,000 | 976,000 | 1,322,000 |
| Net income | 1,658,000 | 3,053,000 | 4,518,000 | 6,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,301,000 | 52,945,000 | 53,660,000 | 55,376,000 |