Call reports 2022
CITIZENS STATE BANK, THE — 2022
What CITIZENS STATE BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 503,815,000 | 497,799,000 | 480,028,000 | 472,684,000 |
| Total loans | 204,681,000 | 214,364,000 | 211,321,000 | 211,390,000 |
| Allowance for loan losses | 3,355,000 | 3,356,000 | 3,349,000 | 3,348,000 |
| Securities available for sale | 257,174,000 | 244,515,000 | 229,478,000 | 219,841,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,449,000 | 430,437,000 | 426,482,000 | 415,247,000 |
| Interest-bearing deposits | 337,834,000 | 332,198,000 | 324,957,000 | 317,509,000 |
| Noninterest-bearing deposits | 100,615,000 | 98,239,000 | 101,525,000 | 97,738,000 |
| Equity capital | 45,738,000 | 40,121,000 | 34,072,000 | 37,670,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 3,362,000 | 7,106,000 | 11,058,000 | 15,132,000 |
| Interest expense | 251,000 | 526,000 | 852,000 | 1,270,000 |
| Net interest income | 3,111,000 | 6,580,000 | 10,206,000 | 13,862,000 |
| Noninterest income | 640,000 | 1,234,000 | 1,757,000 | 2,221,000 |
| Noninterest expense | 2,837,000 | 5,401,000 | 8,073,000 | 10,635,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 916,000 | 2,766,000 | 4,279,000 | 5,852,000 |
| Income tax | 72,000 | 472,000 | 692,000 | 663,000 |
| Net income | 844,000 | 2,294,000 | 3,587,000 | 5,189,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,298,000 | 49,998,000 | 50,541,000 | 51,393,000 |