Call reports 2021
CITIZENS STATE BANK, THE — 2021
What CITIZENS STATE BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 500,875,000 | 494,730,000 | 489,766,000 | 492,059,000 |
| Total loans | 218,860,000 | 216,270,000 | 213,737,000 | 208,300,000 |
| Allowance for loan losses | 3,353,000 | 3,353,000 | 3,355,000 | 3,354,000 |
| Securities available for sale | 220,232,000 | 235,936,000 | 237,434,000 | 244,740,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 416,551,000 | 410,270,000 | 408,646,000 | 414,168,000 |
| Interest-bearing deposits | 318,738,000 | 317,431,000 | 317,784,000 | 316,638,000 |
| Noninterest-bearing deposits | 97,813,000 | 92,839,000 | 90,862,000 | 97,530,000 |
| Equity capital | 57,749,000 | 58,699,000 | 58,941,000 | 56,215,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 3,537,000 | 7,348,000 | 11,278,000 | 14,948,000 |
| Interest expense | 280,000 | 543,000 | 798,000 | 1,054,000 |
| Net interest income | 3,257,000 | 6,805,000 | 10,480,000 | 13,894,000 |
| Noninterest income | 654,000 | 1,328,000 | 1,876,000 | 2,489,000 |
| Noninterest expense | 3,120,000 | 6,100,000 | 8,750,000 | 11,309,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,351,000 | 2,593,000 | 4,166,000 | 6,171,000 |
| Income tax | 183,000 | 311,000 | 605,000 | 570,000 |
| Net income | 1,168,000 | 2,282,000 | 3,561,000 | 5,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,958,000 | 50,343,000 | 50,893,000 | 49,204,000 |