Call reports 2025
FIRST UTAH BANK — 2025
What FIRST UTAH BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 857,627,000 | 863,277,000 | 855,699,000 | 845,540,000 |
| Total loans | 666,183,000 | 662,610,000 | 671,123,000 | 662,754,000 |
| Allowance for loan losses | 8,246,000 | 8,277,000 | 8,488,000 | 8,468,000 |
| Securities available for sale | 44,054,000 | 44,511,000 | 44,761,000 | 43,014,000 |
| Securities held to maturity | 74,284,000 | 72,105,000 | 69,982,000 | 67,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 734,553,000 | 710,410,000 | 734,403,000 | 734,400,000 |
| Interest-bearing deposits | 594,117,000 | 553,261,000 | 584,294,000 | 585,468,000 |
| Noninterest-bearing deposits | 140,436,000 | 157,149,000 | 150,109,000 | 148,932,000 |
| Equity capital | 78,259,000 | 79,161,000 | 81,904,000 | 83,189,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 14,720,000 | 28,821,000 | 43,466,000 | 57,957,000 |
| Interest expense | 5,176,000 | 10,406,000 | 15,402,000 | 20,151,000 |
| Net interest income | 9,544,000 | 18,415,000 | 28,064,000 | 37,806,000 |
| Noninterest income | 2,003,000 | 3,398,000 | 5,110,000 | 5,825,000 |
| Noninterest expense | 7,313,000 | 14,073,000 | 20,422,000 | 27,301,000 |
| Provision for loan losses | 290,000 | 1,390,000 | 2,590,000 | 3,490,000 |
| Pretax income | 3,944,000 | 6,350,000 | 10,162,000 | 12,840,000 |
| Income tax | 968,000 | 1,554,000 | 2,496,000 | 3,154,000 |
| Net income | 2,976,000 | 4,796,000 | 7,666,000 | 9,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,017,000 | 77,100,000 | 79,671,000 | 81,318,000 |
| Total capital | 85,263,000 | 85,377,000 | 88,159,000 | 89,786,000 |
| Risk-weighted assets | 690,807,000 | 711,404,000 | 716,420,000 | 693,310,000 |