Call reports 2022
FIRST UTAH BANK — 2022
What FIRST UTAH BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 677,839,000 | 681,074,000 | 682,366,000 | 714,278,000 |
| Total loans | 457,271,000 | 487,073,000 | 500,899,000 | 495,351,000 |
| Allowance for loan losses | 6,484,000 | 6,724,000 | 6,968,000 | 6,602,000 |
| Securities available for sale | 1,444,000 | 8,893,000 | 19,003,000 | 21,319,000 |
| Securities held to maturity | 100,640,000 | 95,531,000 | 91,296,000 | 87,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 594,547,000 | 586,264,000 | 572,764,000 | 600,022,000 |
| Interest-bearing deposits | 342,143,000 | 317,155,000 | 339,356,000 | 352,249,000 |
| Noninterest-bearing deposits | 252,404,000 | 269,108,000 | 233,408,000 | 247,773,000 |
| Equity capital | 59,776,000 | 61,976,000 | 64,034,000 | 65,758,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,414,000 | 15,915,000 | 25,049,000 | 35,105,000 |
| Interest expense | 452,000 | 843,000 | 1,411,000 | 2,875,000 |
| Net interest income | 6,962,000 | 15,072,000 | 23,638,000 | 32,230,000 |
| Noninterest income | 1,117,000 | 2,217,000 | 2,736,000 | 3,465,000 |
| Noninterest expense | 5,007,000 | 10,295,000 | 15,526,000 | 21,446,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 650,000 |
| Pretax income | 2,922,000 | 6,694,000 | 10,398,000 | 13,599,000 |
| Income tax | 727,000 | 1,680,000 | 2,640,000 | 3,457,000 |
| Net income | 2,195,000 | 5,014,000 | 7,758,000 | 10,142,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,702,000 | 61,762,000 | 64,270,000 | 65,874,000 |
| Total capital | 64,971,000 | 68,550,000 | 71,164,000 | 72,476,000 |
| Risk-weighted assets | 500,815,000 | 542,819,000 | 551,152,000 | 546,479,000 |