Call reports 2021
FIRST UTAH BANK — 2021
What FIRST UTAH BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 622,146,000 | 630,988,000 | 663,691,000 | 662,488,000 |
| Total loans | 467,348,000 | 421,396,000 | 406,250,000 | 418,242,000 |
| Allowance for loan losses | 7,105,000 | 7,430,000 | 7,764,000 | 7,210,000 |
| Securities available for sale | 35,687,000 | 37,314,000 | 56,756,000 | 88,544,000 |
| Securities held to maturity | 5,564,000 | 5,044,000 | 4,510,000 | 4,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 532,839,000 | 554,669,000 | 583,375,000 | 578,341,000 |
| Interest-bearing deposits | 309,483,000 | 317,536,000 | 336,950,000 | 334,558,000 |
| Noninterest-bearing deposits | 223,356,000 | 237,133,000 | 246,425,000 | 243,783,000 |
| Equity capital | 57,402,000 | 58,812,000 | 61,102,000 | 61,107,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,466,000 | 14,439,000 | 22,302,000 | 29,442,000 |
| Interest expense | 643,000 | 1,185,000 | 1,709,000 | 2,197,000 |
| Net interest income | 6,823,000 | 13,254,000 | 20,593,000 | 27,245,000 |
| Noninterest income | 2,333,000 | 5,099,000 | 6,421,000 | 8,628,000 |
| Noninterest expense | 4,763,000 | 9,659,000 | 14,745,000 | 20,395,000 |
| Provision for loan losses | 1,561,000 | 1,961,000 | 2,010,000 | 2,010,000 |
| Pretax income | 2,832,000 | 6,733,000 | 10,259,000 | 13,468,000 |
| Income tax | 704,000 | 1,686,000 | 2,577,000 | 3,374,000 |
| Net income | 2,128,000 | 5,047,000 | 7,682,000 | 10,094,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,267,000 | 56,263,000 | 58,673,000 | 58,576,000 |
| Total capital | 60,357,000 | 61,264,000 | 63,953,000 | 64,312,000 |
| Risk-weighted assets | 405,082,000 | 397,461,000 | 419,717,000 | 457,062,000 |