Call reports 2020
FIRST UTAH BANK — 2020
What FIRST UTAH BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 446,831,000 | 600,690,000 | 631,253,000 | 615,054,000 |
| Total loans | 348,227,000 | 443,503,000 | 465,074,000 | 456,509,000 |
| Allowance for loan losses | 3,969,000 | 4,377,000 | 4,937,000 | 5,494,000 |
| Securities available for sale | 21,331,000 | 22,865,000 | 26,017,000 | 27,983,000 |
| Securities held to maturity | 9,688,000 | 8,610,000 | 7,174,000 | 6,245,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 381,752,000 | 477,813,000 | 505,570,000 | 503,496,000 |
| Interest-bearing deposits | 244,823,000 | 300,802,000 | 297,956,000 | 316,690,000 |
| Noninterest-bearing deposits | 136,929,000 | 177,011,000 | 207,614,000 | 186,806,000 |
| Equity capital | 51,334,000 | 52,353,000 | 53,482,000 | 55,439,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 6,090,000 | 11,885,000 | 19,871,000 | 27,063,000 |
| Interest expense | 983,000 | 1,915,000 | 2,796,000 | 3,584,000 |
| Net interest income | 5,107,000 | 9,970,000 | 17,075,000 | 23,479,000 |
| Noninterest income | 832,000 | 3,269,000 | 2,619,000 | 4,514,000 |
| Noninterest expense | 4,292,000 | 9,725,000 | 13,978,000 | 19,001,000 |
| Provision for loan losses | 218,000 | 618,000 | 1,218,000 | 1,818,000 |
| Pretax income | 1,429,000 | 2,896,000 | 4,498,000 | 7,174,000 |
| Income tax | 337,000 | 510,000 | 904,000 | 1,591,000 |
| Net income | 1,092,000 | 2,386,000 | 3,594,000 | 5,583,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,064,000 | 49,839,000 | 51,062,000 | 53,115,000 |
| Total capital | 53,133,000 | 54,316,000 | 56,018,000 | 58,128,000 |
| Risk-weighted assets | 380,741,000 | 378,096,000 | 396,364,000 | 400,464,000 |