Call reports 2019
FIRST UTAH BANK — 2019
What FIRST UTAH BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 401,069,000 | 410,063,000 | 437,574,000 | 425,707,000 |
| Total loans | 303,690,000 | 306,255,000 | 309,389,000 | 322,534,000 |
| Allowance for loan losses | 3,065,000 | 3,204,000 | 3,384,000 | 3,753,000 |
| Securities available for sale | 10,922,000 | 10,333,000 | 9,605,000 | 10,605,000 |
| Securities held to maturity | 14,172,000 | 12,846,000 | 11,631,000 | 10,578,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 308,078,000 | 338,757,000 | 373,379,000 | 361,468,000 |
| Interest-bearing deposits | 199,566,000 | 225,070,000 | 246,901,000 | 251,889,000 |
| Noninterest-bearing deposits | 108,512,000 | 113,687,000 | 126,478,000 | 109,579,000 |
| Equity capital | 47,344,000 | 48,969,000 | 49,706,000 | 50,581,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,669,000 | 11,537,000 | 17,621,000 | 23,782,000 |
| Interest expense | 902,000 | 1,967,000 | 3,063,000 | 4,106,000 |
| Net interest income | 4,767,000 | 9,570,000 | 14,558,000 | 19,676,000 |
| Noninterest income | 1,257,000 | 3,157,000 | 3,554,000 | 5,811,000 |
| Noninterest expense | 4,362,000 | 8,949,000 | 12,933,000 | 17,518,000 |
| Provision for loan losses | 50,000 | 175,000 | 375,000 | 675,000 |
| Pretax income | 1,612,000 | 3,603,000 | 4,804,000 | 7,294,000 |
| Income tax | 403,000 | 539,000 | 539,000 | 1,790,000 |
| Net income | 1,209,000 | 3,064,000 | 4,265,000 | 5,504,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,118,000 | 44,843,000 | 45,718,000 | 48,263,000 |
| Total capital | 46,283,000 | 48,147,000 | 49,202,000 | 52,116,000 |
| Risk-weighted assets | 327,911,000 | 336,581,000 | 335,473,000 | 357,426,000 |