Call reports 2018
FIRST UTAH BANK — 2018
What FIRST UTAH BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 350,053,000 | 359,180,000 | 371,612,000 | 378,936,000 |
| Total loans | 255,044,000 | 266,054,000 | 280,554,000 | 296,067,000 |
| Allowance for loan losses | 3,287,000 | 3,271,000 | 3,288,000 | 3,307,000 |
| Securities available for sale | 9,292,000 | 8,707,000 | 11,095,000 | 11,480,000 |
| Securities held to maturity | 19,595,000 | 18,008,000 | 16,517,000 | 15,243,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,083,000 | 263,184,000 | 268,596,000 | 286,589,000 |
| Interest-bearing deposits | 158,513,000 | 156,687,000 | 164,877,000 | 181,497,000 |
| Noninterest-bearing deposits | 106,570,000 | 106,497,000 | 103,719,000 | 105,092,000 |
| Equity capital | 39,968,000 | 42,084,000 | 43,628,000 | 46,125,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,252,000 | 9,204,000 | 14,355,000 | 19,960,000 |
| Interest expense | 472,000 | 1,059,000 | 1,734,000 | 2,531,000 |
| Net interest income | 3,780,000 | 8,145,000 | 12,621,000 | 17,429,000 |
| Noninterest income | 1,539,000 | 4,592,000 | 6,867,000 | 9,081,000 |
| Noninterest expense | 4,380,000 | 9,452,000 | 14,366,000 | 19,896,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 939,000 | 3,285,000 | 5,122,000 | 6,614,000 |
| Income tax | 0 | 0 | 0 | -1,122,000 |
| Net income | 939,000 | 3,285,000 | 5,122,000 | 7,736,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,721,000 | 38,731,000 | 40,356,000 | 41,566,000 |
| Total capital | 40,108,000 | 42,102,000 | 43,744,000 | 44,973,000 |
| Risk-weighted assets | 274,978,000 | 289,489,000 | 306,448,000 | 320,772,000 |