Call reports 2017
FIRST UTAH BANK — 2017
What FIRST UTAH BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 325,829,000 | 325,097,000 | 333,943,000 | 336,360,000 |
| Total loans | 234,908,000 | 241,573,000 | 240,350,000 | 233,594,000 |
| Allowance for loan losses | 3,665,000 | 3,697,000 | 3,672,000 | 3,274,000 |
| Securities available for sale | 11,506,000 | 12,736,000 | 10,935,000 | 10,167,000 |
| Securities held to maturity | 27,099,000 | 24,944,000 | 22,892,000 | 21,162,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 270,281,000 | 267,268,000 | 270,126,000 | 260,462,000 |
| Interest-bearing deposits | 166,764,000 | 161,180,000 | 156,028,000 | 150,887,000 |
| Noninterest-bearing deposits | 103,517,000 | 106,088,000 | 114,098,000 | 109,575,000 |
| Equity capital | 33,786,000 | 35,988,000 | 37,721,000 | 39,343,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,729,000 | 7,664,000 | 12,049,000 | 16,623,000 |
| Interest expense | 438,000 | 846,000 | 1,225,000 | 1,609,000 |
| Net interest income | 3,291,000 | 6,818,000 | 10,824,000 | 15,014,000 |
| Noninterest income | 2,045,000 | 5,255,000 | 7,481,000 | 10,581,000 |
| Noninterest expense | 4,065,000 | 8,607,000 | 13,095,000 | 18,111,000 |
| Provision for loan losses | -1,232,000 | -1,232,000 | -1,232,000 | -1,232,000 |
| Pretax income | 2,503,000 | 4,698,000 | 6,442,000 | 8,716,000 |
| Income tax | 0 | 0 | 0 | 600,000 |
| Net income | 2,503,000 | 4,698,000 | 6,442,000 | 8,116,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 30,893,000 | 32,763,000 | 34,421,000 | 36,471,000 |
| Total capital | 34,023,000 | 36,000,000 | 37,657,000 | 39,675,000 |
| Risk-weighted assets | 249,445,000 | 258,082,000 | 258,024,000 | 255,963,000 |