Call reports 2016
FIRST UTAH BANK — 2016
What FIRST UTAH BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 308,593,000 | 322,996,000 | 326,648,000 | 323,652,000 |
| Total loans | 215,991,000 | 218,522,000 | 230,270,000 | 227,760,000 |
| Allowance for loan losses | 4,911,000 | 4,808,000 | 4,836,000 | 4,849,000 |
| Securities available for sale | 3,901,000 | 211,000 | 3,044,000 | 2,812,000 |
| Securities held to maturity | 29,149,000 | 27,270,000 | 31,823,000 | 29,201,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,991,000 | 270,573,000 | 270,300,000 | 266,884,000 |
| Interest-bearing deposits | 180,768,000 | 184,064,000 | 186,861,000 | 180,800,000 |
| Noninterest-bearing deposits | 75,223,000 | 86,509,000 | 83,439,000 | 86,084,000 |
| Equity capital | 28,669,000 | 29,194,000 | 29,776,000 | 31,266,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,615,000 | 7,110,000 | 10,408,000 | 14,041,000 |
| Interest expense | 470,000 | 944,000 | 1,439,000 | 1,916,000 |
| Net interest income | 3,145,000 | 6,166,000 | 8,969,000 | 12,125,000 |
| Noninterest income | 1,959,000 | 3,092,000 | 4,673,000 | 7,528,000 |
| Noninterest expense | 3,534,000 | 7,127,000 | 10,945,000 | 15,421,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,570,000 | 1,991,000 | 2,557,000 | 4,092,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,570,000 | 1,991,000 | 2,557,000 | 4,092,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,331,000 | 26,753,000 | 27,384,000 | 28,835,000 |
| Total capital | 29,319,000 | 29,732,000 | 30,495,000 | 31,852,000 |
| Risk-weighted assets | 236,388,000 | 235,826,000 | 246,449,000 | 238,830,000 |