Call reports 2015
FIRST UTAH BANK — 2015
What FIRST UTAH BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 353,570,000 | 347,214,000 | 328,974,000 | 314,427,000 |
| Total loans | 211,923,000 | 220,355,000 | 209,719,000 | 221,023,000 |
| Allowance for loan losses | 5,598,000 | 4,830,000 | 4,894,000 | 4,924,000 |
| Securities available for sale | 4,940,000 | 4,734,000 | 4,525,000 | 4,293,000 |
| Securities held to maturity | 35,093,000 | 31,799,000 | 32,910,000 | 30,301,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 302,087,000 | 293,627,000 | 269,509,000 | 260,759,000 |
| Interest-bearing deposits | 234,334,000 | 192,772,000 | 191,710,000 | 181,679,000 |
| Noninterest-bearing deposits | 67,753,000 | 100,855,000 | 77,799,000 | 79,080,000 |
| Equity capital | 22,987,000 | 25,796,000 | 26,755,000 | 27,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,317,000 | 6,639,000 | 10,153,000 | 13,462,000 |
| Interest expense | 481,000 | 988,000 | 1,493,000 | 1,979,000 |
| Net interest income | 2,836,000 | 5,651,000 | 8,660,000 | 11,483,000 |
| Noninterest income | 3,052,000 | 6,511,000 | 8,217,000 | 9,492,000 |
| Noninterest expense | 4,540,000 | 8,496,000 | 12,278,000 | 16,070,000 |
| Provision for loan losses | 0 | -560,000 | -560,000 | -560,000 |
| Pretax income | 1,303,000 | 4,181,000 | 5,114,000 | 5,414,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,303,000 | 4,181,000 | 5,114,000 | 5,414,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,448,000 | 23,927,000 | 24,831,000 | 25,155,000 |
| Total capital | 24,445,000 | 26,946,000 | 27,742,000 | 28,242,000 |
| Risk-weighted assets | 236,196,000 | 238,752,000 | 229,936,000 | 244,123,000 |