Call reports 2014
FIRST UTAH BANK — 2014
What FIRST UTAH BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 279,390,000 | 313,371,000 | 325,082,000 | 346,434,000 |
| Total loans | 198,624,000 | 208,757,000 | 208,089,000 | 213,696,000 |
| Allowance for loan losses | 5,431,000 | 5,360,000 | 5,032,000 | 5,565,000 |
| Securities available for sale | 764,000 | 718,000 | 678,000 | 5,841,000 |
| Securities held to maturity | 36,115,000 | 37,535,000 | 44,887,000 | 38,108,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 231,246,000 | 264,890,000 | 265,474,000 | 294,243,000 |
| Interest-bearing deposits | 167,128,000 | 193,948,000 | 198,157,000 | 214,185,000 |
| Noninterest-bearing deposits | 64,118,000 | 70,942,000 | 67,317,000 | 80,058,000 |
| Equity capital | 20,714,000 | 21,670,000 | 22,833,000 | 21,655,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,906,000 | 6,027,000 | 9,299,000 | 12,677,000 |
| Interest expense | 310,000 | 648,000 | 1,008,000 | 1,398,000 |
| Net interest income | 2,596,000 | 5,379,000 | 8,291,000 | 11,279,000 |
| Noninterest income | 1,029,000 | 2,227,000 | 3,642,000 | 5,861,000 |
| Noninterest expense | 3,301,000 | 6,779,000 | 9,971,000 | 16,331,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 324,000 | 827,000 | 1,962,000 | 809,000 |
| Income tax | 0 | -445,000 | -445,000 | -391,000 |
| Net income | 324,000 | 1,272,000 | 2,407,000 | 1,200,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,118,000 | 22,066,000 | 23,201,000 | 21,570,000 |
| Total capital | 23,842,000 | 24,892,000 | 26,035,000 | 24,428,000 |
| Risk-weighted assets | 215,213,000 | 223,496,000 | 224,548,000 | 225,940,000 |