Call reports 2013
FIRST UTAH BANK — 2013
What FIRST UTAH BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 274,335,000 | 277,565,000 | 279,933,000 | 279,288,000 |
| Total loans | 167,565,000 | 166,662,000 | 177,416,000 | 189,928,000 |
| Allowance for loan losses | 5,481,000 | 5,651,000 | 5,688,000 | 5,414,000 |
| Securities available for sale | 26,325,000 | 30,704,000 | 896,000 | 820,000 |
| Securities held to maturity | 427,000 | 427,000 | 30,534,000 | 35,918,000 |
| Trading assets | 5,537,000 | 5,508,000 | 5,480,000 | 0 |
| Total deposits | 232,812,000 | 230,553,000 | 234,717,000 | 232,036,000 |
| Interest-bearing deposits | 215,591,000 | 208,095,000 | 216,470,000 | 169,135,000 |
| Noninterest-bearing deposits | 17,221,000 | 22,458,000 | 18,247,000 | 62,901,000 |
| Equity capital | 18,696,000 | 18,674,000 | 18,626,000 | 20,375,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,524,000 | 5,050,000 | 7,696,000 | 10,501,000 |
| Interest expense | 400,000 | 770,000 | 1,131,000 | 1,466,000 |
| Net interest income | 2,124,000 | 4,280,000 | 6,565,000 | 9,035,000 |
| Noninterest income | 1,172,000 | 2,583,000 | 3,765,000 | 5,205,000 |
| Noninterest expense | 3,469,000 | 6,752,000 | 10,086,000 | 13,275,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -173,000 | 111,000 | 244,000 | 965,000 |
| Income tax | 0 | 0 | 50,000 | -971,000 |
| Net income | -173,000 | 111,000 | 194,000 | 1,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,686,000 | 18,969,000 | 19,052,000 | 20,794,000 |
| Total capital | 20,978,000 | 21,273,000 | 21,456,000 | 23,385,000 |
| Risk-weighted assets | 180,145,000 | 180,910,000 | 189,033,000 | 204,412,000 |