Call reports 2012
FIRST UTAH BANK — 2012
What FIRST UTAH BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 248,807,000 | 253,938,000 | 262,961,000 | 273,416,000 |
| Total loans | 156,848,000 | 159,264,000 | 156,213,000 | 162,665,000 |
| Allowance for loan losses | 6,610,000 | 6,558,000 | 6,056,000 | 5,879,000 |
| Securities available for sale | 23,655,000 | 27,428,000 | 24,487,000 | 28,737,000 |
| Securities held to maturity | 0 | 1,486,000 | 723,000 | 20,000 |
| Trading assets | 8,941,000 | 9,145,000 | 25,603,000 | 14,840,000 |
| Total deposits | 210,538,000 | 214,170,000 | 223,087,000 | 234,078,000 |
| Interest-bearing deposits | 197,080,000 | 198,577,000 | 216,198,000 | 216,502,000 |
| Noninterest-bearing deposits | 13,458,000 | 15,593,000 | 6,889,000 | 17,576,000 |
| Equity capital | 19,218,000 | 19,088,000 | 19,303,000 | 18,855,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,630,000 | 5,200,000 | 7,931,000 | 10,629,000 |
| Interest expense | 512,000 | 995,000 | 1,462,000 | 1,906,000 |
| Net interest income | 2,118,000 | 4,205,000 | 6,469,000 | 8,723,000 |
| Noninterest income | 1,109,000 | 2,264,000 | 3,407,000 | 4,163,000 |
| Noninterest expense | 3,435,000 | 6,849,000 | 10,272,000 | 13,632,000 |
| Provision for loan losses | 0 | 0 | 700,000 | 700,000 |
| Pretax income | -112,000 | -284,000 | -944,000 | -1,294,000 |
| Income tax | -50,000 | -50,000 | -49,000 | 0 |
| Net income | -62,000 | -234,000 | -895,000 | -1,294,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,090,000 | 18,919,000 | 19,258,000 | 18,858,000 |
| Total capital | 21,306,000 | 21,145,000 | 21,480,000 | 21,124,000 |
| Risk-weighted assets | 172,867,000 | 173,736,000 | 173,946,000 | 177,670,000 |