Call reports 2011
FIRST UTAH BANK — 2011
What FIRST UTAH BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 273,638,000 | 273,068,000 | 260,837,000 | 253,367,000 |
| Total loans | 159,566,000 | 152,666,000 | 155,137,000 | 159,654,000 |
| Allowance for loan losses | 8,277,000 | 7,666,000 | 7,167,000 | 6,650,000 |
| Securities available for sale | 44,704,000 | 47,823,000 | 31,859,000 | 30,296,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 8,976,000 |
| Total deposits | 237,253,000 | 227,969,000 | 219,288,000 | 215,215,000 |
| Interest-bearing deposits | 224,184,000 | 214,583,000 | 205,959,000 | 198,250,000 |
| Noninterest-bearing deposits | 13,069,000 | 13,386,000 | 13,329,000 | 16,965,000 |
| Equity capital | 17,123,000 | 19,633,000 | 18,428,000 | 19,316,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,658,000 | 5,406,000 | 8,000,000 | 10,631,000 |
| Interest expense | 758,000 | 1,487,000 | 2,167,000 | 2,752,000 |
| Net interest income | 1,900,000 | 3,919,000 | 5,833,000 | 7,879,000 |
| Noninterest income | -508,000 | 316,000 | 657,000 | 1,844,000 |
| Noninterest expense | 3,247,000 | 6,657,000 | 9,972,000 | 13,204,000 |
| Provision for loan losses | 425,000 | 850,000 | 1,100,000 | 1,263,000 |
| Pretax income | -2,280,000 | -3,035,000 | -3,803,000 | -3,965,000 |
| Income tax | -163,000 | -163,000 | -162,000 | -212,000 |
| Net income | -2,117,000 | -2,872,000 | -3,641,000 | -3,753,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,788,000 | 19,034,000 | 18,264,000 | 19,153,000 |
| Total capital | 19,181,000 | 21,325,000 | 20,512,000 | 21,420,000 |
| Risk-weighted assets | 185,534,000 | 177,839,000 | 174,927,000 | 177,001,000 |