Call reports 2010
FIRST UTAH BANK — 2010
What FIRST UTAH BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 350,345,000 | 326,824,000 | 310,765,000 | 305,748,000 |
| Total loans | 211,991,000 | 194,685,000 | 183,152,000 | 171,534,000 |
| Allowance for loan losses | 14,791,000 | 9,459,000 | 6,660,000 | 8,380,000 |
| Securities available for sale | 43,637,000 | 43,451,000 | 47,460,000 | 42,689,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,605,000 | 288,710,000 | 265,204,000 | 265,892,000 |
| Interest-bearing deposits | 299,665,000 | 273,389,000 | 258,113,000 | 234,573,000 |
| Noninterest-bearing deposits | 12,940,000 | 15,321,000 | 7,091,000 | 31,319,000 |
| Equity capital | 18,300,000 | 20,799,000 | 20,917,000 | 19,201,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 3,413,000 | 6,761,000 | 9,927,000 | 12,831,000 |
| Interest expense | 1,197,000 | 2,330,000 | 3,321,000 | 4,179,000 |
| Net interest income | 2,216,000 | 4,431,000 | 6,606,000 | 8,652,000 |
| Noninterest income | 400,000 | 782,000 | -324,000 | -572,000 |
| Noninterest expense | 3,544,000 | 7,348,000 | 11,115,000 | 14,867,000 |
| Provision for loan losses | 7,144,000 | 7,144,000 | 7,144,000 | 9,872,000 |
| Pretax income | -8,072,000 | -9,169,000 | -11,714,000 | -16,109,000 |
| Income tax | 0 | 0 | 0 | -50,000 |
| Net income | -8,072,000 | -9,169,000 | -11,714,000 | -16,059,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,020,000 | 19,922,000 | 20,379,000 | 18,905,000 |
| Total capital | 21,123,000 | 22,824,000 | 23,094,000 | 21,450,000 |
| Risk-weighted assets | 236,459,000 | 225,517,000 | 213,218,000 | 197,719,000 |