Call reports 2009
FIRST UTAH BANK — 2009
What FIRST UTAH BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 379,432,000 | 358,529,000 | 358,600,000 | 335,201,000 |
| Total loans | 264,666,000 | 243,349,000 | 228,642,000 | 220,511,000 |
| Allowance for loan losses | 10,298,000 | 9,160,000 | 8,354,000 | 8,186,000 |
| Securities available for sale | 10,072,000 | 43,817,000 | 32,902,000 | 43,660,000 |
| Securities held to maturity | 32,619,000 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 309,723,000 | 304,840,000 | 306,106,000 | 287,708,000 |
| Interest-bearing deposits | 281,524,000 | 286,735,000 | 286,925,000 | 275,472,000 |
| Noninterest-bearing deposits | 28,199,000 | 18,105,000 | 19,181,000 | 12,236,000 |
| Equity capital | 31,538,000 | 31,877,000 | 31,532,000 | 26,304,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,929,000 | 8,032,000 | 11,886,000 | 15,580,000 |
| Interest expense | 1,649,000 | 3,114,000 | 4,566,000 | 5,832,000 |
| Net interest income | 2,280,000 | 4,918,000 | 7,320,000 | 9,748,000 |
| Noninterest income | 773,000 | 630,000 | 290,000 | -17,000 |
| Noninterest expense | 3,483,000 | 7,297,000 | 10,915,000 | 15,230,000 |
| Provision for loan losses | 1,800,000 | 3,141,000 | 3,241,000 | 5,041,000 |
| Pretax income | -2,230,000 | -4,468,000 | -5,456,000 | -9,350,000 |
| Income tax | -1,145,000 | -2,064,000 | -2,459,000 | 405,000 |
| Net income | -1,085,000 | -2,404,000 | -2,997,000 | -9,755,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,696,000 | 26,537,000 | 26,043,000 | 26,092,000 |
| Total capital | 33,689,000 | 30,298,000 | 29,533,000 | 29,349,000 |
| Risk-weighted assets | 313,070,000 | 295,404,000 | 274,175,000 | 255,612,000 |