Call reports 2005
FIRST UTAH BANK — 2005
What FIRST UTAH BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 186,617,000 | 207,567,000 | 198,475,000 | 193,117,000 |
| Total loans | 138,631,000 | 150,276,000 | 151,580,000 | 157,323,000 |
| Allowance for loan losses | 1,388,000 | 1,478,000 | 1,692,000 | 1,968,000 |
| Securities available for sale | 9,440,000 | 6,333,000 | 3,138,000 | 1,438,000 |
| Securities held to maturity | 11,901,000 | 10,775,000 | 9,297,000 | 11,834,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 163,393,000 | 182,619,000 | 173,563,000 | 165,059,000 |
| Interest-bearing deposits | 107,692,000 | 117,006,000 | 111,586,000 | 109,487,000 |
| Noninterest-bearing deposits | 55,701,000 | 65,613,000 | 61,977,000 | 55,572,000 |
| Equity capital | 14,380,000 | 15,185,000 | 15,934,000 | 16,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,486,000 | 7,279,000 | 11,501,000 | 15,935,000 |
| Interest expense | 580,000 | 1,293,000 | 2,121,000 | 3,039,000 |
| Net interest income | 2,906,000 | 5,986,000 | 9,380,000 | 12,896,000 |
| Noninterest income | 566,000 | 1,195,000 | 1,817,000 | 2,373,000 |
| Noninterest expense | 2,174,000 | 4,510,000 | 7,135,000 | 9,803,000 |
| Provision for loan losses | 30,000 | 148,000 | 358,000 | 651,000 |
| Pretax income | 1,268,000 | 2,523,000 | 3,704,000 | 4,815,000 |
| Income tax | 466,000 | 927,000 | 1,361,000 | 1,772,000 |
| Net income | 802,000 | 1,596,000 | 2,343,000 | 3,043,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,393,000 | 15,187,000 | 15,934,000 | 16,634,000 |
| Total capital | 15,781,000 | 16,665,000 | 17,626,000 | 18,657,000 |
| Risk-weighted assets | 152,859,000 | 165,768,000 | 169,310,000 | 174,518,000 |
Machine access — free, no API key
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