Call reports 2020
FARMERS SAVINGS BANK — 2020
What FARMERS SAVINGS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 46,394,000 | 48,729,000 | 49,439,000 | 54,071,000 |
| Total loans | 28,598,000 | 25,165,000 | 24,274,000 | 24,738,000 |
| Allowance for loan losses | 304,000 | 303,000 | 307,000 | 301,000 |
| Securities available for sale | 6,071,000 | 5,061,000 | 5,039,000 | 5,015,000 |
| Securities held to maturity | 2,252,000 | 1,546,000 | 1,540,000 | 1,086,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,328,000 | 38,801,000 | 39,609,000 | 42,269,000 |
| Interest-bearing deposits | 26,711,000 | 28,238,000 | 28,248,000 | 28,886,000 |
| Noninterest-bearing deposits | 9,617,000 | 10,563,000 | 11,361,000 | 13,383,000 |
| Equity capital | 8,911,000 | 9,022,000 | 9,093,000 | 9,058,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 400,000 | 772,000 | 1,098,000 | 1,397,000 |
| Interest expense | 69,000 | 130,000 | 186,000 | 237,000 |
| Net interest income | 331,000 | 642,000 | 912,000 | 1,160,000 |
| Noninterest income | 32,000 | 55,000 | 80,000 | 108,000 |
| Noninterest expense | 174,000 | 351,000 | 527,000 | 768,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 189,000 | 346,000 | 465,000 | 500,000 |
| Income tax | 49,000 | 90,000 | 121,000 | 111,000 |
| Net income | 140,000 | 256,000 | 344,000 | 389,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,774,000 | 8,891,000 | 8,978,000 | 8,960,000 |