Call reports 2019
FARMERS SAVINGS BANK — 2019
What FARMERS SAVINGS BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 45,951,000 | 45,997,000 | 45,737,000 | 47,727,000 |
| Total loans | 28,748,000 | 27,480,000 | 27,346,000 | 27,311,000 |
| Allowance for loan losses | 249,000 | 272,000 | 276,000 | 298,000 |
| Securities available for sale | 5,862,000 | 6,933,000 | 6,947,000 | 6,944,000 |
| Securities held to maturity | 2,841,000 | 1,937,000 | 1,758,000 | 2,261,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,200,000 | 36,480,000 | 36,185,000 | 37,482,000 |
| Interest-bearing deposits | 25,629,000 | 25,759,000 | 25,866,000 | 26,253,000 |
| Noninterest-bearing deposits | 10,571,000 | 10,721,000 | 10,319,000 | 11,229,000 |
| Equity capital | 8,342,000 | 8,523,000 | 8,676,000 | 8,677,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 406,000 | 820,000 | 1,246,000 | 1,657,000 |
| Interest expense | 59,000 | 120,000 | 188,000 | 256,000 |
| Net interest income | 347,000 | 700,000 | 1,058,000 | 1,401,000 |
| Noninterest income | 36,000 | 62,000 | 93,000 | 118,000 |
| Noninterest expense | 183,000 | 369,000 | 569,000 | 835,000 |
| Provision for loan losses | 25,000 | 50,000 | 50,000 | 75,000 |
| Pretax income | 175,000 | 343,000 | 532,000 | 609,000 |
| Income tax | 45,000 | 89,000 | 138,000 | 151,000 |
| Net income | 130,000 | 254,000 | 394,000 | 458,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,369,000 | 8,493,000 | 8,633,000 | 8,634,000 |
| Total capital | 8,618,000 | 8,765,000 | 8,909,000 | 8,932,000 |
| Risk-weighted assets | 32,913,000 | 31,153,000 | 31,153,000 | 31,493,000 |