Call reports 2018
FARMERS SAVINGS BANK — 2018
What FARMERS SAVINGS BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 45,969,000 | 45,962,000 | 45,045,000 | 47,489,000 |
| Total loans | 29,316,000 | 28,444,000 | 27,141,000 | 27,809,000 |
| Allowance for loan losses | 257,000 | 261,000 | 290,000 | 206,000 |
| Securities available for sale | 5,947,000 | 5,788,000 | 5,767,000 | 5,828,000 |
| Securities held to maturity | 4,211,000 | 3,325,000 | 3,311,000 | 3,294,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,164,000 | 35,511,000 | 35,912,000 | 37,297,000 |
| Interest-bearing deposits | 25,754,000 | 25,960,000 | 25,824,000 | 25,311,000 |
| Noninterest-bearing deposits | 9,410,000 | 9,551,000 | 10,088,000 | 11,986,000 |
| Equity capital | 7,975,000 | 8,088,000 | 8,153,000 | 8,185,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 342,000 | 700,000 | 1,073,000 | 1,463,000 |
| Interest expense | 45,000 | 97,000 | 152,000 | 206,000 |
| Net interest income | 297,000 | 603,000 | 921,000 | 1,257,000 |
| Noninterest income | 32,000 | 62,000 | 91,000 | 122,000 |
| Noninterest expense | 172,000 | 349,000 | 568,000 | 847,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 75,000 |
| Pretax income | 157,000 | 316,000 | 419,000 | 457,000 |
| Income tax | 45,000 | 82,000 | 109,000 | 99,000 |
| Net income | 112,000 | 234,000 | 310,000 | 358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,057,000 | 8,178,000 | 8,255,000 | 8,239,000 |
| Total capital | 8,314,000 | 8,439,000 | 8,545,000 | 8,445,000 |
| Risk-weighted assets | 34,093,000 | 32,647,000 | 32,027,000 | 32,914,000 |