Call reports 2017
FARMERS SAVINGS BANK — 2017
What FARMERS SAVINGS BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 46,666,000 | 45,385,000 | 43,584,000 | 45,862,000 |
| Total loans | 25,755,000 | 25,804,000 | 26,329,000 | 28,114,000 |
| Allowance for loan losses | 319,000 | 319,000 | 300,000 | 267,000 |
| Securities available for sale | 7,039,000 | 6,040,000 | 6,032,000 | 5,992,000 |
| Securities held to maturity | 3,812,000 | 4,550,000 | 4,255,000 | 4,233,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,435,000 | 36,277,000 | 34,716,000 | 35,688,000 |
| Interest-bearing deposits | 27,004,000 | 26,517,000 | 25,935,000 | 25,833,000 |
| Noninterest-bearing deposits | 10,431,000 | 9,760,000 | 8,781,000 | 9,855,000 |
| Equity capital | 7,808,000 | 7,903,000 | 7,988,000 | 7,894,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 335,000 | 663,000 | 1,008,000 | 1,341,000 |
| Interest expense | 34,000 | 75,000 | 117,000 | 161,000 |
| Net interest income | 301,000 | 588,000 | 891,000 | 1,180,000 |
| Noninterest income | 34,000 | 67,000 | 102,000 | 135,000 |
| Noninterest expense | 174,000 | 349,000 | 525,000 | 750,000 |
| Provision for loan losses | 0 | 0 | 25,000 | 25,000 |
| Pretax income | 161,000 | 306,000 | 443,000 | 540,000 |
| Income tax | 56,000 | 107,000 | 155,000 | 252,000 |
| Net income | 105,000 | 199,000 | 288,000 | 288,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,808,000 | 7,903,000 | 7,988,000 | 7,945,000 |
| Total capital | 8,127,000 | 8,222,000 | 8,288,000 | 8,212,000 |
| Risk-weighted assets | 30,414,000 | 31,723,000 | 31,470,000 | 33,435,000 |