Call reports 2016
FARMERS SAVINGS BANK — 2016
What FARMERS SAVINGS BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 45,257,000 | 45,195,000 | 45,386,000 | 49,314,000 |
| Total loans | 26,781,000 | 25,060,000 | 24,736,000 | 24,570,000 |
| Allowance for loan losses | 319,000 | 319,000 | 332,000 | 318,000 |
| Securities available for sale | 6,019,000 | 6,018,000 | 5,032,000 | 7,039,000 |
| Securities held to maturity | 4,094,000 | 3,554,000 | 3,858,000 | 3,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,189,000 | 36,331,000 | 36,595,000 | 40,189,000 |
| Interest-bearing deposits | 27,456,000 | 28,479,000 | 28,486,000 | 27,170,000 |
| Noninterest-bearing deposits | 8,733,000 | 7,852,000 | 8,109,000 | 13,019,000 |
| Equity capital | 7,582,000 | 7,664,000 | 7,722,000 | 7,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 303,000 | 599,000 | 897,000 | 1,199,000 |
| Interest expense | 34,000 | 70,000 | 106,000 | 140,000 |
| Net interest income | 269,000 | 529,000 | 791,000 | 1,059,000 |
| Noninterest income | 28,000 | 51,000 | 83,000 | 114,000 |
| Noninterest expense | 182,000 | 344,000 | 538,000 | 760,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 115,000 | 236,000 | 336,000 | 413,000 |
| Income tax | 40,000 | 83,000 | 118,000 | 134,000 |
| Net income | 75,000 | 153,000 | 218,000 | 279,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,570,000 | 7,648,000 | 7,714,000 | 7,701,000 |
| Total capital | 7,889,000 | 7,967,000 | 8,046,000 | 8,019,000 |
| Risk-weighted assets | 31,229,000 | 29,779,000 | 29,564,000 | 29,934,000 |