Call reports 2015
FARMERS SAVINGS BANK — 2015
What FARMERS SAVINGS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 47,487,000 | 45,604,000 | 45,193,000 | 46,614,000 |
| Total loans | 25,975,000 | 25,115,000 | 24,627,000 | 24,134,000 |
| Allowance for loan losses | 322,000 | 323,000 | 333,000 | 327,000 |
| Securities available for sale | 6,069,000 | 6,054,000 | 6,040,000 | 6,003,000 |
| Securities held to maturity | 4,770,000 | 4,601,000 | 4,080,000 | 4,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,660,000 | 37,201,000 | 36,813,000 | 37,945,000 |
| Interest-bearing deposits | 29,806,000 | 28,536,000 | 28,857,000 | 27,788,000 |
| Noninterest-bearing deposits | 8,854,000 | 8,665,000 | 7,956,000 | 10,157,000 |
| Equity capital | 7,347,000 | 7,439,000 | 7,503,000 | 7,492,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 311,000 | 625,000 | 928,000 | 1,224,000 |
| Interest expense | 37,000 | 74,000 | 111,000 | 147,000 |
| Net interest income | 274,000 | 551,000 | 817,000 | 1,077,000 |
| Noninterest income | 26,000 | 49,000 | 73,000 | 96,000 |
| Noninterest expense | 163,000 | 314,000 | 497,000 | 697,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 137,000 | 286,000 | 393,000 | 476,000 |
| Income tax | 48,000 | 100,000 | 138,000 | 159,000 |
| Net income | 89,000 | 186,000 | 255,000 | 317,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,322,000 | 7,418,000 | 7,487,000 | 7,495,000 |
| Total capital | 7,644,000 | 7,741,000 | 7,820,000 | 7,822,000 |
| Risk-weighted assets | 30,994,000 | 30,239,000 | 29,230,000 | 29,708,000 |