Call reports 2020
CORN CITY STATE BANK, THE — 2020
What CORN CITY STATE BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 72,872,000 | 74,854,000 | 76,142,000 | 79,551,000 |
| Total loans | 32,188,000 | 32,852,000 | 33,680,000 | 35,170,000 |
| Allowance for loan losses | 214,000 | 224,000 | 249,000 | 249,000 |
| Securities available for sale | 36,409,000 | 37,940,000 | 38,340,000 | 38,438,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,402,000 | 55,871,000 | 57,080,000 | 60,464,000 |
| Interest-bearing deposits | 46,568,000 | 46,568,000 | 47,902,000 | 49,489,000 |
| Noninterest-bearing deposits | 7,834,000 | 9,303,000 | 9,178,000 | 10,975,000 |
| Equity capital | 10,916,000 | 11,420,000 | 11,497,000 | 11,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 586,000 | 1,175,000 | 1,640,000 | 2,132,000 |
| Interest expense | 132,000 | 261,000 | 380,000 | 478,000 |
| Net interest income | 454,000 | 914,000 | 1,260,000 | 1,654,000 |
| Noninterest income | 30,000 | 47,000 | 67,000 | 92,000 |
| Noninterest expense | 249,000 | 558,000 | 813,000 | 1,126,000 |
| Provision for loan losses | 0 | 25,000 | 50,000 | 50,000 |
| Pretax income | 247,000 | 442,000 | 779,000 | 940,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 247,000 | 442,000 | 779,000 | 940,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,182,000 | 10,303,000 | 10,639,000 | 10,155,000 |