Call reports 2016
CORN CITY STATE BANK, THE — 2016
What CORN CITY STATE BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 62,456,000 | 63,454,000 | 63,771,000 | 66,644,000 |
| Total loans | 27,319,000 | 27,700,000 | 29,680,000 | 31,265,000 |
| Allowance for loan losses | 212,000 | 212,000 | 213,000 | 213,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,440,000 | 31,729,000 | 30,332,000 | 32,416,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,679,000 | 49,568,000 | 47,686,000 | 49,951,000 |
| Interest-bearing deposits | 43,805,000 | 44,001,000 | 42,377,000 | 43,488,000 |
| Noninterest-bearing deposits | 6,874,000 | 5,567,000 | 5,309,000 | 6,463,000 |
| Equity capital | 9,734,000 | 9,831,000 | 10,016,000 | 9,613,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 884,000 | 1,336,000 | 1,821,000 |
| Interest expense | 48,000 | 103,000 | 161,000 | 228,000 |
| Net interest income | 388,000 | 781,000 | 1,175,000 | 1,593,000 |
| Noninterest income | 29,000 | 66,000 | 90,000 | 116,000 |
| Noninterest expense | 233,000 | 491,000 | 726,000 | 1,004,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 184,000 | 356,000 | 541,000 | 708,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 184,000 | 356,000 | 541,000 | 708,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,734,000 | 9,831,000 | 10,016,000 | 9,613,000 |
| Total capital | 9,946,000 | 10,043,000 | 10,229,000 | 9,826,000 |
| Risk-weighted assets | 25,732,000 | 25,287,000 | 26,853,000 | 27,786,000 |