Call reports 2015
CORN CITY STATE BANK, THE — 2015
What CORN CITY STATE BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 63,228,000 | 62,408,000 | 64,008,000 | 60,450,000 |
| Total loans | 26,844,000 | 27,051,000 | 27,455,000 | 27,617,000 |
| Allowance for loan losses | 213,000 | 213,000 | 213,000 | 212,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 29,880,000 | 30,326,000 | 30,898,000 | 28,309,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 50,520,000 | 49,589,000 | 47,988,000 | 46,838,000 |
| Interest-bearing deposits | 45,017,000 | 44,055,000 | 42,993,000 | 39,870,000 |
| Noninterest-bearing deposits | 5,503,000 | 5,534,000 | 4,995,000 | 6,968,000 |
| Equity capital | 9,663,000 | 9,770,000 | 9,961,000 | 9,549,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 436,000 | 871,000 | 1,316,000 | 1,764,000 |
| Interest expense | 42,000 | 87,000 | 131,000 | 176,000 |
| Net interest income | 394,000 | 784,000 | 1,185,000 | 1,588,000 |
| Noninterest income | 28,000 | 55,000 | 84,000 | 112,000 |
| Noninterest expense | 215,000 | 459,000 | 699,000 | 977,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 207,000 | 389,000 | 579,000 | 738,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 207,000 | 389,000 | 579,000 | 738,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,663,000 | 9,770,000 | 9,961,000 | 9,549,000 |
| Total capital | 9,876,000 | 9,983,000 | 10,174,000 | 9,761,000 |
| Risk-weighted assets | 23,861,000 | 24,318,000 | 29,544,000 | 24,852,000 |