Call reports 2024
COMMUNITY BANK, THE — 2024
What COMMUNITY BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 181,266,000 | 168,546,000 | 174,984,000 | 169,232,000 |
| Total loans | 105,186,000 | 111,409,000 | 107,369,000 | 114,809,000 |
| Allowance for loan losses | 891,000 | 910,000 | 900,000 | 901,000 |
| Securities available for sale | 40,155,000 | 39,068,000 | 40,257,000 | 40,058,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 167,565,000 | 154,210,000 | 158,893,000 | 153,725,000 |
| Interest-bearing deposits | 113,066,000 | 100,648,000 | 106,481,000 | 99,271,000 |
| Noninterest-bearing deposits | 54,499,000 | 53,562,000 | 52,412,000 | 54,454,000 |
| Equity capital | 12,428,000 | 12,955,000 | 14,573,000 | 14,104,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,390,000 | 4,920,000 | 7,478,000 | 10,009,000 |
| Interest expense | 662,000 | 1,336,000 | 2,034,000 | 2,706,000 |
| Net interest income | 1,728,000 | 3,584,000 | 5,444,000 | 7,303,000 |
| Noninterest income | 270,000 | 549,000 | 836,000 | 1,124,000 |
| Noninterest expense | 1,316,000 | 2,663,000 | 4,070,000 | 5,448,000 |
| Provision for loan losses | 15,000 | 32,000 | 53,000 | 76,000 |
| Pretax income | 660,000 | 1,424,000 | 2,142,000 | 2,888,000 |
| Income tax | 124,000 | 269,000 | 405,000 | 551,000 |
| Net income | 536,000 | 1,155,000 | 1,737,000 | 2,337,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,306,000 | 17,924,000 | 18,507,000 | 19,107,000 |
| Total capital | 18,235,000 | 18,878,000 | 19,452,000 | 20,053,000 |
| Risk-weighted assets | 110,240,000 | 112,847,000 | 110,154,000 | 114,477,000 |