Call reports 2023
COMMUNITY BANK, THE — 2023
What COMMUNITY BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 161,717,000 | 159,012,000 | 161,162,000 | 162,323,000 |
| Total loans | 101,761,000 | 101,049,000 | 104,573,000 | 104,697,000 |
| Allowance for loan losses | 788,000 | 804,000 | 889,000 | 882,000 |
| Securities available for sale | 45,155,000 | 43,203,000 | 40,462,000 | 41,439,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 149,776,000 | 147,329,000 | 149,839,000 | 148,821,000 |
| Interest-bearing deposits | 94,379,000 | 92,395,000 | 95,165,000 | 98,924,000 |
| Noninterest-bearing deposits | 55,397,000 | 54,934,000 | 54,674,000 | 49,897,000 |
| Equity capital | 11,019,000 | 10,762,000 | 10,275,000 | 12,434,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,843,000 | 3,799,000 | 5,853,000 | 8,002,000 |
| Interest expense | 192,000 | 496,000 | 885,000 | 1,381,000 |
| Net interest income | 1,651,000 | 3,303,000 | 4,968,000 | 6,621,000 |
| Noninterest income | 275,000 | 548,000 | 831,000 | 1,104,000 |
| Noninterest expense | 1,207,000 | 2,438,000 | 3,703,000 | 4,938,000 |
| Provision for loan losses | -41,000 | -18,000 | 67,000 | 90,000 |
| Pretax income | 711,000 | 1,381,000 | 2,041,000 | 2,709,000 |
| Income tax | 79,000 | 254,000 | 376,000 | 506,000 |
| Net income | 632,000 | 1,127,000 | 1,665,000 | 2,203,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,527,000 | 16,022,000 | 16,560,000 | 17,098,000 |
| Total capital | 16,406,000 | 16,919,000 | 17,479,000 | 18,010,000 |
| Risk-weighted assets | 103,417,000 | 103,559,000 | 107,302,000 | 106,425,000 |