Call reports 2022
COMMUNITY BANK, THE — 2022
What COMMUNITY BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 170,374,000 | 173,260,000 | 179,597,000 | 162,914,000 |
| Total loans | 89,547,000 | 100,625,000 | 101,741,000 | 100,715,000 |
| Allowance for loan losses | 807,000 | 823,000 | 841,000 | 836,000 |
| Securities available for sale | 39,234,000 | 43,117,000 | 44,043,000 | 49,418,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 159,175,000 | 163,262,000 | 170,662,000 | 151,907,000 |
| Interest-bearing deposits | 107,275,000 | 106,316,000 | 108,313,000 | 94,617,000 |
| Noninterest-bearing deposits | 51,900,000 | 56,946,000 | 62,349,000 | 57,290,000 |
| Equity capital | 10,803,000 | 9,532,000 | 8,309,000 | 9,736,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,468,000 | 3,095,000 | 4,907,000 | 6,742,000 |
| Interest expense | 135,000 | 273,000 | 402,000 | 523,000 |
| Net interest income | 1,333,000 | 2,822,000 | 4,505,000 | 6,219,000 |
| Noninterest income | 243,000 | 514,000 | 793,000 | 1,076,000 |
| Noninterest expense | 1,105,000 | 2,286,000 | 3,511,000 | 4,821,000 |
| Provision for loan losses | 22,000 | 45,000 | 68,000 | 64,000 |
| Pretax income | 449,000 | 1,005,000 | 1,719,000 | 2,410,000 |
| Income tax | 86,000 | 176,000 | 308,000 | 427,000 |
| Net income | 363,000 | 829,000 | 1,411,000 | 1,983,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,275,000 | 13,741,000 | 14,324,000 | 14,895,000 |
| Total capital | 14,082,000 | 14,564,000 | 15,165,000 | 15,758,000 |
| Risk-weighted assets | 98,216,000 | 106,716,000 | 107,543,000 | 102,039,000 |