Call reports 2021
COMMUNITY BANK, THE — 2021
What COMMUNITY BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 131,408,000 | 141,376,000 | 154,636,000 | 156,993,000 |
| Total loans | 81,310,000 | 89,100,000 | 90,503,000 | 87,411,000 |
| Allowance for loan losses | 719,000 | 742,000 | 765,000 | 786,000 |
| Securities available for sale | 19,350,000 | 26,302,000 | 35,096,000 | 34,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,117,000 | 128,641,000 | 141,728,000 | 143,923,000 |
| Interest-bearing deposits | 85,455,000 | 93,809,000 | 102,547,000 | 97,180,000 |
| Noninterest-bearing deposits | 33,662,000 | 34,832,000 | 39,181,000 | 46,743,000 |
| Equity capital | 11,972,000 | 12,398,000 | 12,563,000 | 12,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,282,000 | 2,675,000 | 4,140,000 | 5,636,000 |
| Interest expense | 168,000 | 338,000 | 530,000 | 660,000 |
| Net interest income | 1,114,000 | 2,337,000 | 3,610,000 | 4,976,000 |
| Noninterest income | 194,000 | 411,000 | 644,000 | 895,000 |
| Noninterest expense | 981,000 | 1,987,000 | 3,061,000 | 4,136,000 |
| Provision for loan losses | 23,000 | 45,000 | 68,000 | 91,000 |
| Pretax income | 304,000 | 716,000 | 1,125,000 | 1,644,000 |
| Income tax | 45,000 | 124,000 | 208,000 | 281,000 |
| Net income | 259,000 | 592,000 | 917,000 | 1,363,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,808,000 | 12,141,000 | 12,466,000 | 12,912,000 |