Call reports 2020
COMMUNITY BANK, THE — 2020
What COMMUNITY BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 105,116,000 | 120,328,000 | 120,131,000 | 121,533,000 |
| Total loans | 73,930,000 | 76,118,000 | 79,539,000 | 78,348,000 |
| Allowance for loan losses | 627,000 | 649,000 | 671,000 | 693,000 |
| Securities available for sale | 11,048,000 | 13,557,000 | 17,836,000 | 17,282,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,431,000 | 108,592,000 | 108,051,000 | 109,304,000 |
| Interest-bearing deposits | 68,869,000 | 75,733,000 | 76,868,000 | 77,480,000 |
| Noninterest-bearing deposits | 25,562,000 | 32,859,000 | 31,183,000 | 31,824,000 |
| Equity capital | 10,556,000 | 11,364,000 | 11,644,000 | 11,932,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,210,000 | 2,444,000 | 3,738,000 | 4,996,000 |
| Interest expense | 178,000 | 364,000 | 554,000 | 711,000 |
| Net interest income | 1,032,000 | 2,080,000 | 3,184,000 | 4,285,000 |
| Noninterest income | 146,000 | 302,000 | 478,000 | 668,000 |
| Noninterest expense | 871,000 | 1,808,000 | 2,779,000 | 3,756,000 |
| Provision for loan losses | 23,000 | 46,000 | 69,000 | 92,000 |
| Pretax income | 294,000 | 610,000 | 896,000 | 1,187,000 |
| Income tax | 53,000 | 100,000 | 158,000 | 201,000 |
| Net income | 241,000 | 510,000 | 738,000 | 986,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,804,000 | 11,074,000 | 11,301,000 | 11,549,000 |