Call reports 2019
COMMUNITY BANK, THE — 2019
What COMMUNITY BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 95,732,000 | 101,572,000 | 98,112,000 | 99,875,000 |
| Total loans | 65,307,000 | 68,645,000 | 70,401,000 | 72,001,000 |
| Allowance for loan losses | 435,000 | 511,000 | 539,000 | 609,000 |
| Securities available for sale | 8,981,000 | 8,767,000 | 9,592,000 | 10,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,566,000 | 91,112,000 | 87,334,000 | 88,961,000 |
| Interest-bearing deposits | 61,737,000 | 64,993,000 | 65,382,000 | 65,258,000 |
| Noninterest-bearing deposits | 23,829,000 | 26,119,000 | 21,952,000 | 23,703,000 |
| Equity capital | 9,936,000 | 10,198,000 | 10,479,000 | 10,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,019,000 | 2,162,000 | 3,382,000 | 4,596,000 |
| Interest expense | 150,000 | 311,000 | 487,000 | 665,000 |
| Net interest income | 869,000 | 1,851,000 | 2,895,000 | 3,931,000 |
| Noninterest income | 117,000 | 243,000 | 376,000 | 514,000 |
| Noninterest expense | 808,000 | 1,609,000 | 2,382,000 | 3,159,000 |
| Provision for loan losses | 48,000 | 130,000 | 223,000 | 315,000 |
| Pretax income | 130,000 | 355,000 | 666,000 | 971,000 |
| Income tax | 12,000 | 63,000 | 134,000 | 181,000 |
| Net income | 118,000 | 292,000 | 532,000 | 790,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,891,000 | 10,065,000 | 10,305,000 | 10,564,000 |
| Total capital | 10,326,000 | 10,576,000 | 10,844,000 | 11,173,000 |
| Risk-weighted assets | 67,565,000 | 70,320,000 | 70,214,000 | 71,831,000 |