Call reports 2018
COMMUNITY BANK, THE — 2018
What COMMUNITY BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 84,275,000 | 79,373,000 | 85,405,000 | 98,981,000 |
| Total loans | 51,785,000 | 53,898,000 | 59,467,000 | 60,659,000 |
| Allowance for loan losses | 314,000 | 329,000 | 348,000 | 389,000 |
| Securities available for sale | 7,387,000 | 7,420,000 | 8,627,000 | 8,858,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 77,364,000 | 72,285,000 | 78,309,000 | 89,150,000 |
| Interest-bearing deposits | 59,183,000 | 53,069,000 | 54,462,000 | 64,462,000 |
| Noninterest-bearing deposits | 18,181,000 | 19,216,000 | 23,847,000 | 24,688,000 |
| Equity capital | 6,809,000 | 6,959,000 | 7,021,000 | 9,704,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 767,000 | 1,624,000 | 2,562,000 | 3,577,000 |
| Interest expense | 101,000 | 220,000 | 342,000 | 471,000 |
| Net interest income | 666,000 | 1,404,000 | 2,220,000 | 3,106,000 |
| Noninterest income | 91,000 | 210,000 | 332,000 | 446,000 |
| Noninterest expense | 579,000 | 1,202,000 | 1,959,000 | 2,836,000 |
| Provision for loan losses | 21,000 | 45,000 | 70,000 | 112,000 |
| Pretax income | 157,000 | 367,000 | 523,000 | 604,000 |
| Income tax | 29,000 | 68,000 | 107,000 | 113,000 |
| Net income | 128,000 | 299,000 | 416,000 | 491,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,910,000 | 7,081,000 | 7,198,000 | 9,773,000 |
| Total capital | 7,224,000 | 7,410,000 | 7,546,000 | 10,162,000 |
| Risk-weighted assets | 55,393,000 | 56,515,000 | 63,557,000 | 66,673,000 |