Call reports 2017
COMMUNITY BANK, THE — 2017
What COMMUNITY BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 71,998,000 | 73,189,000 | 71,393,000 | 75,454,000 |
| Total loans | 45,265,000 | 45,634,000 | 48,526,000 | 50,004,000 |
| Allowance for loan losses | 281,000 | 287,000 | 294,000 | 300,000 |
| Securities available for sale | 8,094,000 | 7,759,000 | 8,351,000 | 7,809,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,482,000 | 66,530,000 | 64,587,000 | 68,666,000 |
| Interest-bearing deposits | 52,378,000 | 53,438,000 | 51,395,000 | 53,667,000 |
| Noninterest-bearing deposits | 13,104,000 | 13,092,000 | 13,192,000 | 14,999,000 |
| Equity capital | 6,469,000 | 6,600,000 | 6,692,000 | 6,748,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 648,000 | 1,331,000 | 2,050,000 | 2,827,000 |
| Interest expense | 95,000 | 192,000 | 292,000 | 387,000 |
| Net interest income | 553,000 | 1,139,000 | 1,758,000 | 2,440,000 |
| Noninterest income | 92,000 | 176,000 | 264,000 | 353,000 |
| Noninterest expense | 526,000 | 1,060,000 | 1,610,000 | 2,192,000 |
| Provision for loan losses | 8,000 | 15,000 | 23,000 | 30,000 |
| Pretax income | 111,000 | 240,000 | 389,000 | 571,000 |
| Income tax | 32,000 | 78,000 | 122,000 | 192,000 |
| Net income | 79,000 | 162,000 | 267,000 | 379,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,476,000 | 6,559,000 | 6,664,000 | 6,783,000 |
| Total capital | 6,757,000 | 6,846,000 | 6,958,000 | 7,083,000 |
| Risk-weighted assets | 46,360,000 | 47,572,000 | 48,634,000 | 50,638,000 |