Call reports 2016
COMMUNITY BANK, THE — 2016
What COMMUNITY BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 73,918,000 | 70,686,000 | 70,975,000 | 70,807,000 |
| Total loans | 40,617,000 | 43,128,000 | 43,335,000 | 43,450,000 |
| Allowance for loan losses | 170,000 | 206,000 | 230,000 | 272,000 |
| Securities available for sale | 8,593,000 | 8,084,000 | 7,522,000 | 6,870,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,590,000 | 64,260,000 | 64,448,000 | 64,400,000 |
| Interest-bearing deposits | 52,250,000 | 51,253,000 | 51,284,000 | 52,164,000 |
| Noninterest-bearing deposits | 15,340,000 | 13,007,000 | 13,164,000 | 12,236,000 |
| Equity capital | 6,273,000 | 6,356,000 | 6,452,000 | 6,363,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 609,000 | 1,233,000 | 1,878,000 | 2,508,000 |
| Interest expense | 106,000 | 208,000 | 309,000 | 406,000 |
| Net interest income | 503,000 | 1,025,000 | 1,569,000 | 2,102,000 |
| Noninterest income | 76,000 | 167,000 | 254,000 | 331,000 |
| Noninterest expense | 483,000 | 989,000 | 1,503,000 | 2,010,000 |
| Provision for loan losses | 24,000 | 75,000 | 100,000 | 145,000 |
| Pretax income | 72,000 | 128,000 | 220,000 | 278,000 |
| Income tax | 0 | 0 | 0 | 1,000 |
| Net income | 72,000 | 128,000 | 220,000 | 277,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,191,000 | 6,246,000 | 6,339,000 | 6,397,000 |
| Total capital | 6,361,000 | 6,452,000 | 6,569,000 | 6,669,000 |
| Risk-weighted assets | 43,812,000 | 44,740,000 | 45,237,000 | 43,894,000 |