Call reports 2015
COMMUNITY BANK, THE — 2015
What COMMUNITY BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 71,888,000 | 74,082,000 | 74,116,000 | 72,127,000 |
| Total loans | 37,408,000 | 35,668,000 | 38,263,000 | 38,644,000 |
| Allowance for loan losses | 201,000 | 207,000 | 213,000 | 121,000 |
| Securities available for sale | 10,539,000 | 11,522,000 | 10,894,000 | 9,008,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 65,788,000 | 67,998,000 | 67,905,000 | 65,946,000 |
| Interest-bearing deposits | 48,312,000 | 51,331,000 | 50,813,000 | 50,683,000 |
| Noninterest-bearing deposits | 17,476,000 | 16,667,000 | 17,092,000 | 15,263,000 |
| Equity capital | 6,057,000 | 6,021,000 | 6,134,000 | 6,136,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,163,000 | 1,738,000 | 2,334,000 |
| Interest expense | 118,000 | 235,000 | 352,000 | 465,000 |
| Net interest income | 460,000 | 928,000 | 1,386,000 | 1,869,000 |
| Noninterest income | 64,000 | 131,000 | 213,000 | 289,000 |
| Noninterest expense | 458,000 | 918,000 | 1,394,000 | 1,881,000 |
| Provision for loan losses | 6,000 | 13,000 | 19,000 | 30,000 |
| Pretax income | 101,000 | 169,000 | 227,000 | 295,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 101,000 | 169,000 | 227,000 | 295,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,925,000 | 5,994,000 | 6,051,000 | 6,119,000 |
| Total capital | 6,126,000 | 6,201,000 | 6,264,000 | 6,240,000 |
| Risk-weighted assets | 39,803,000 | 39,718,000 | 42,733,000 | 41,982,000 |