Call reports 2014
COMMUNITY BANK, THE — 2014
What COMMUNITY BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 61,201,000 | 63,760,000 | 67,047,000 | 69,213,000 |
| Total loans | 31,481,000 | 33,104,000 | 33,824,000 | 35,286,000 |
| Allowance for loan losses | 180,000 | 184,000 | 190,000 | 196,000 |
| Securities available for sale | 10,771,000 | 11,417,000 | 12,272,000 | 11,695,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 55,422,000 | 57,874,000 | 61,136,000 | 63,253,000 |
| Interest-bearing deposits | 44,556,000 | 45,198,000 | 45,793,000 | 49,337,000 |
| Noninterest-bearing deposits | 10,866,000 | 12,676,000 | 15,343,000 | 13,916,000 |
| Equity capital | 5,746,000 | 5,835,000 | 5,836,000 | 5,928,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,053,000 | 1,618,000 | 2,188,000 |
| Interest expense | 120,000 | 240,000 | 359,000 | 481,000 |
| Net interest income | 395,000 | 813,000 | 1,259,000 | 1,707,000 |
| Noninterest income | 56,000 | 116,000 | 178,000 | 240,000 |
| Noninterest expense | 393,000 | 841,000 | 1,296,000 | 1,744,000 |
| Provision for loan losses | 6,000 | 12,000 | 18,000 | 23,000 |
| Pretax income | 52,000 | 97,000 | 144,000 | 201,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 52,000 | 97,000 | 144,000 | 201,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,676,000 | 5,721,000 | 5,768,000 | 5,825,000 |
| Total capital | 5,856,000 | 5,905,000 | 5,958,000 | 6,021,000 |
| Risk-weighted assets | 35,270,000 | 36,992,000 | 37,214,000 | 38,492,000 |