Call reports 2026
RIDGEWOOD SAVINGS BANK — 2026
What RIDGEWOOD SAVINGS BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 7,540,183,000 | 7,548,632,000 |
| Total loans | 4,866,111,000 | 4,877,527,000 |
| Allowance for loan losses | 37,254,000 | 35,482,000 |
| Securities available for sale | 1,112,787,000 | 1,171,459,000 |
| Securities held to maturity | 383,004,000 | 369,921,000 |
| Trading assets | 0 | 0 |
| Total deposits | 6,011,805,000 | 6,013,033,000 |
| Interest-bearing deposits | 5,427,260,000 | 5,437,358,000 |
| Noninterest-bearing deposits | 584,545,000 | 575,675,000 |
| Equity capital | 948,428,000 | 962,504,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 75,778,000 | 152,298,000 |
| Interest expense | 38,476,000 | 77,323,000 |
| Net interest income | 37,302,000 | 74,975,000 |
| Noninterest income | 5,414,000 | 10,470,000 |
| Noninterest expense | 27,800,000 | 57,506,000 |
| Provision for loan losses | -114,000 | 2,280,000 |
| Pretax income | 11,819,000 | 33,465,000 |
| Income tax | 2,119,000 | 7,167,000 |
| Net income | 9,700,000 | 26,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 974,868,000 | 991,464,000 |