Call report 2025Q4
RIDGEWOOD SAVINGS BANK — 2025Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 7,481,657,000 | USD | evidence → |
| Total loans | 4,890,371,000 | USD | evidence → |
| Allowance for loan losses | 37,679,000 | USD | evidence → |
| Securities available for sale | 1,077,091,000 | USD | evidence → |
| Securities held to maturity | 392,718,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,933,629,000 | USD | evidence → |
| Interest-bearing deposits | 5,364,165,000 | USD | evidence → |
| Noninterest-bearing deposits | 569,464,000 | USD | evidence → |
| Equity capital | 940,937,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 290,731,000 | USD | evidence → |
| Interest expense | 157,432,000 | USD | evidence → |
| Net interest income | 133,299,000 | USD | evidence → |
| Noninterest income | 16,134,000 | USD | evidence → |
| Noninterest expense | 111,390,000 | USD | evidence → |
| Provision for loan losses | 8,051,000 | USD | evidence → |
| Pretax income | 42,034,000 | USD | evidence → |
| Income tax | 5,304,000 | USD | evidence → |
| Net income | 36,716,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 965,170,000 | USD | evidence → |