Call report 2022Q4
RIDGEWOOD SAVINGS BANK — 2022Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2022Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,834,299,000 | USD | evidence → |
| Total loans | 4,325,195,000 | USD | evidence → |
| Allowance for loan losses | 29,879,000 | USD | evidence → |
| Securities available for sale | 1,189,301,000 | USD | evidence → |
| Securities held to maturity | 563,661,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,447,460,000 | USD | evidence → |
| Interest-bearing deposits | 4,918,597,000 | USD | evidence → |
| Noninterest-bearing deposits | 528,863,000 | USD | evidence → |
| Equity capital | 774,703,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 196,867,000 | USD | evidence → |
| Interest expense | 44,971,000 | USD | evidence → |
| Net interest income | 151,896,000 | USD | evidence → |
| Noninterest income | 13,671,000 | USD | evidence → |
| Noninterest expense | 96,699,000 | USD | evidence → |
| Provision for loan losses | 4,185,000 | USD | evidence → |
| Pretax income | 39,133,000 | USD | evidence → |
| Income tax | 6,570,000 | USD | evidence → |
| Net income | 32,548,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 869,842,000 | USD | evidence → |