Call report 2021Q4
RIDGEWOOD SAVINGS BANK — 2021Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2021Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,765,343,000 | USD | evidence → |
| Total loans | 3,830,669,000 | USD | evidence → |
| Allowance for loan losses | 26,757,000 | USD | evidence → |
| Securities available for sale | 1,313,398,000 | USD | evidence → |
| Securities held to maturity | 646,660,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,417,337,000 | USD | evidence → |
| Interest-bearing deposits | 4,873,375,000 | USD | evidence → |
| Noninterest-bearing deposits | 543,962,000 | USD | evidence → |
| Equity capital | 856,130,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 166,753,000 | USD | evidence → |
| Interest expense | 37,095,000 | USD | evidence → |
| Net interest income | 129,658,000 | USD | evidence → |
| Noninterest income | 13,044,000 | USD | evidence → |
| Noninterest expense | 101,865,000 | USD | evidence → |
| Provision for loan losses | -204,000 | USD | evidence → |
| Pretax income | 56,418,000 | USD | evidence → |
| Income tax | 12,776,000 | USD | evidence → |
| Net income | 43,627,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 837,286,000 | USD | evidence → |