Call report 2020Q4
RIDGEWOOD SAVINGS BANK — 2020Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2020Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 6,373,917,000 | USD | evidence → |
| Total loans | 4,010,457,000 | USD | evidence → |
| Allowance for loan losses | 27,307,000 | USD | evidence → |
| Securities available for sale | 901,807,000 | USD | evidence → |
| Securities held to maturity | 524,173,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 5,018,438,000 | USD | evidence → |
| Interest-bearing deposits | 4,535,787,000 | USD | evidence → |
| Noninterest-bearing deposits | 482,651,000 | USD | evidence → |
| Equity capital | 814,488,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 178,278,000 | USD | evidence → |
| Interest expense | 55,614,000 | USD | evidence → |
| Net interest income | 122,664,000 | USD | evidence → |
| Noninterest income | 11,082,000 | USD | evidence → |
| Noninterest expense | 100,385,000 | USD | evidence → |
| Provision for loan losses | 5,592,000 | USD | evidence → |
| Pretax income | 44,223,000 | USD | evidence → |
| Income tax | 8,964,000 | USD | evidence → |
| Net income | 35,247,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 793,631,000 | USD | evidence → |