Call report 2019Q4
RIDGEWOOD SAVINGS BANK — 2019Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2019Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,814,080,000 | USD | evidence → |
| Total loans | 4,031,389,000 | USD | evidence → |
| Allowance for loan losses | 22,648,000 | USD | evidence → |
| Securities available for sale | 975,448,000 | USD | evidence → |
| Securities held to maturity | 195,717,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,529,389,000 | USD | evidence → |
| Interest-bearing deposits | 4,138,065,000 | USD | evidence → |
| Noninterest-bearing deposits | 391,324,000 | USD | evidence → |
| Equity capital | 777,078,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 184,160,000 | USD | evidence → |
| Interest expense | 60,690,000 | USD | evidence → |
| Net interest income | 123,470,000 | USD | evidence → |
| Noninterest income | 12,487,000 | USD | evidence → |
| Noninterest expense | 99,376,000 | USD | evidence → |
| Provision for loan losses | -656,000 | USD | evidence → |
| Pretax income | 55,750,000 | USD | evidence → |
| Income tax | 10,934,000 | USD | evidence → |
| Net income | 44,803,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 740,351,000 | USD | evidence → |
| Total capital | 763,550,000 | USD | evidence → |
| Risk-weighted assets | 3,619,567,000 | USD | evidence → |