Call report 2018Q4
RIDGEWOOD SAVINGS BANK — 2018Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2018Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,534,383,000 | USD | evidence → |
| Total loans | 3,867,125,000 | USD | evidence → |
| Allowance for loan losses | 23,290,000 | USD | evidence → |
| Securities available for sale | 1,055,581,000 | USD | evidence → |
| Securities held to maturity | 249,549,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,304,341,000 | USD | evidence → |
| Interest-bearing deposits | 3,917,734,000 | USD | evidence → |
| Noninterest-bearing deposits | 386,607,000 | USD | evidence → |
| Equity capital | 719,310,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 170,379,000 | USD | evidence → |
| Interest expense | 47,510,000 | USD | evidence → |
| Net interest income | 122,869,000 | USD | evidence → |
| Noninterest income | 11,923,000 | USD | evidence → |
| Noninterest expense | 97,762,000 | USD | evidence → |
| Provision for loan losses | 4,977,000 | USD | evidence → |
| Pretax income | 43,196,000 | USD | evidence → |
| Income tax | 7,996,000 | USD | evidence → |
| Net income | 35,187,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 677,009,000 | USD | evidence → |
| Total capital | 700,630,000 | USD | evidence → |
| Risk-weighted assets | 3,390,430,000 | USD | evidence → |