Call report 2016Q4
RIDGEWOOD SAVINGS BANK — 2016Q4
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2016Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,347,525,000 | USD | evidence → |
| Total loans | 3,220,088,000 | USD | evidence → |
| Allowance for loan losses | 17,316,000 | USD | evidence → |
| Securities available for sale | 1,413,886,000 | USD | evidence → |
| Securities held to maturity | 338,921,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,128,167,000 | USD | evidence → |
| Interest-bearing deposits | 3,784,349,000 | USD | evidence → |
| Noninterest-bearing deposits | 343,818,000 | USD | evidence → |
| Equity capital | 681,416,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 143,500,000 | USD | evidence → |
| Interest expense | 36,489,000 | USD | evidence → |
| Net interest income | 107,011,000 | USD | evidence → |
| Noninterest income | 10,116,000 | USD | evidence → |
| Noninterest expense | 100,495,000 | USD | evidence → |
| Provision for loan losses | 1,267,000 | USD | evidence → |
| Pretax income | 22,400,000 | USD | evidence → |
| Income tax | 5,933,000 | USD | evidence → |
| Net income | 16,454,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 617,600,000 | USD | evidence → |
| Total capital | 635,532,000 | USD | evidence → |
| Risk-weighted assets | 2,999,744,000 | USD | evidence → |