Call report 2016Q2
RIDGEWOOD SAVINGS BANK — 2016Q2
The 22 measures RIDGEWOOD SAVINGS BANK reported to the FFIEC for 2016Q2, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 5,309,950,000 | USD | evidence → |
| Total loans | 3,019,579,000 | USD | evidence → |
| Allowance for loan losses | 16,286,000 | USD | evidence → |
| Securities available for sale | 1,442,534,000 | USD | evidence → |
| Securities held to maturity | 377,655,000 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 4,096,704,000 | USD | evidence → |
| Interest-bearing deposits | 3,766,453,000 | USD | evidence → |
| Noninterest-bearing deposits | 330,251,000 | USD | evidence → |
| Equity capital | 689,164,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 70,482,000 | USD | evidence → |
| Interest expense | 18,643,000 | USD | evidence → |
| Net interest income | 51,839,000 | USD | evidence → |
| Noninterest income | 4,737,000 | USD | evidence → |
| Noninterest expense | 50,466,000 | USD | evidence → |
| Provision for loan losses | -142,000 | USD | evidence → |
| Pretax income | 11,483,000 | USD | evidence → |
| Income tax | 2,425,000 | USD | evidence → |
| Net income | 9,058,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 608,916,000 | USD | evidence → |
| Total capital | 626,006,000 | USD | evidence → |
| Risk-weighted assets | 2,872,498,000 | USD | evidence → |